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Two of the most common questions we get at Kelly Ford of Beverly are what is leasing and does it make sense for me to lease? Leasing is simply another way to buy a car.
It allows you to drive a new vehicle without paying a large sum of cash or taking out a loan. You simply make a small down payment followed by monthly payments for the term of the lease. When the term expires, you return the vehicle.
There are pros and cons to buying and leasing that might help you decide how to pay for your next car. For example, a lease requires little or no money down and offers lower monthly payments. But when the lease ends, you will have some decisions to make. Here are your options at the end of the lease:
On the other hand, buying a car is more expensive initially and the monthly payments are higher. But at the end of the loan, you will own the vehicle. Buying is a great option if you tend to keep your vehicle for a long time, drive a high number of miles per year or want to be free from a car payment once you have paid off the loan.
Here are a few more factors to consider while deciding between leasing and buying:
There are advantages and disadvantages to both leasing and buying. It really comes down to personal preference. Some of the questions you should ask yourself to determine if you should lease or buy are as follows:
If you have questions about leasing, please feel free to contact our Kelly Ford of Beverly dealership. You may also reach out to me directly at email@example.com.